0% Instalments
Finance Now | Afterpay | Q Card
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Get 0% Interest, $0 Establishment Fees and $0 Monthly service fees when you purchase with Finance Now.
Using Finance Now mean that the terms and repayments are fixed to suit your budget and your loan is paid off in full at the end of the term. If your don’t already have an Account with Finance Now, apply now. Finance Now normal lending criteria applies*.
How it works
1. Buy now and pay in 4 interest-free instalments over 6 weeks**.
2. No fees when you pay on time**.
Apply for a Q Card today
Q Card can be used to pay for in-store and online purchases at a growing number of NZ retailers.
If you don’t already have a Q Card, you'll need to complete an application form. Once you're approved you'll be eligible for interest free payments on any purchase on our online store over $200 and up to 60 months interest free on purchases over $1,000***.
Q Mastercard / Q Card - FAQs
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How does it work?Q Mastercard / Q Card - You will need to be an existing Q Card or Q MasterCard customer. If you don’t have either, please apply for a Q Mastercard at www.qmastercard.co.nz↗ . Please note it can take up to 10 working days for your card to arrive. Responsible lending obligations apply.
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What are the fees?Q Mastercard / Q Card - $50 annual Account Fee, $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. At end of interest free period, Standard Interest Rate of 28.95% p.a. applies. Other interest rates and fees may apply, please visit www.qmastercard.co.nz ↗ for further details.
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Are regular payments required?Q Mastercard / Q Card - Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
Afterpay - FAQs
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How does it work?Afterpay - When you use Afterpay, you pay for your items in 4 equal instalments over 6 weeks, without incurring any interest. We pay the retailer in full and upfront on your behalf. You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.
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What are the fees?Afterpay - free when you pay on time. Unlike most credit cards, there are no hidden or annual fees, and Afterpay doesn’t charge interest. If you miss a payment Afterpay does charge late fees. These fees never exceed 25% of the purchase price or $68; whichever is less. Afterpay will do everything they can for you to avoid late fees, including sending reminders leading up to the payment due date and an alert after a payment has failed. Please visit www.afterpay.com/en-NZ ↗ for further details.
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Are regular payments required?Afterpay - It’s always interest-free when you pay it in 4 instalments. If you do miss a payment, you will incur a late fee* and you won’t be able to buy or book anything else with Afterpay until you settle your account.
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How do I set up an Afterpay account?Afterpay - Setting up an Afterpay account is simple. To get the best experience, download the Afterpay app to sign up. Alternatively, you can sign up on www.afterpay.com/en-NZ ↗, or during the checkout process at participating online retailers. You must be over the age of 18 and provide some personal information, and link a valid debit or credit card.
To make it quick and easy for you, Afterpay will verify your identity electronically (rather than you having to do time-consuming paperwork). Then, when you want to make a purchase with any of our partner retailers, just choose Afterpay as your payment method at the checkout.
It’s important to know that Afterpay does apply an approval process for individual purchases. Our approval process takes a number of factors into account, including whether there are sufficient funds in your account (particularly for new customers), and how much you will have to repay on the purchase.
Afterpay carries out this process on every order you make with Afterpay, not just the first one.
Finance Now - FAQs
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Who can use Finance Now?Here's what you'll need to complete your application:
• You must be a NZ Citizen / Permanent Resident and currently living in New Zealand.
• You must be older than 18 years of age.
• Your fortnightly or monthly income (after tax)
• Your employment details
• Current proof of identity (Passport, Drivers Licence) -
How do I use Finance Now online?a. Add the product(s) you want to your samsung.com cart*
b. Proceed through to checkout
c. Sign In as a member (for free delivery) OR Continue as guest
d. Step 1: Input your Contact details
Note:
e. Your billing address must be same as delivery address
f. Your delivery address entered must match the residential address you input in the Finance Now loan application in the future step, to avoid order cancellation
g. Step 2: Select your preferred delivery method
h. Step 3: Select 'Finance Now' as your payment method and select Apply Now
i. You will be redirected directly from Checkout to a Finance Now application form
j. Enter the information requested by the Finance Now online finance form and once completed an approval will be provided almost instantaneously** (subject to meeting Finance Now credit criteria)
k. Once your finance application is approved, and you have authorisation timer given by Samsung to complete your loan authorisation
l. Successful loan authorisation will trigger a shipment of your goods at the earliest stock is ‘available’ to the address entered on samsung.com
Please Note:
Trade In is not available for purchases made using Finance Now
* Minimum Cart Value = $200
** Existing in-store pre-approval cannot be used for your purchase on samsung.com -
I missed the authorisation timer given by Samsung to authorise my loan from Finance Now?Contact Samsung New Zealand at 0800 726 786 or via the Support Tab > Email.
Samsung New Zealand will need to withdraw your application to allow you to place a new order. -
What are Finance Now's lending policies?Click on the link to review Finance Now's Retail Finance Policy Documents ↗ to understand your rights and obligations.
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Who do I contact about refunds?You’ll need to contact the retailer you made the purchase from. If you have problems after contacting the retailer, contact us via our Help & Support ↗ page or call us on 0800 40 50 70.
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I haven’t received my purchase?If you do not receive your order, please contact Samsung New Zealand at 0800 726 786 or via the Support Tab > Email. If you’re still experiencing problems, get in touch via our Help & Support ↗ page or by calling our support team on 0800 40 50 70.
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How do I close my Finance Now account?You can contacting us via our Help & Support ↗ page or calling our support team on 0800 40 50 70. Please note, all outstanding amounts will need to be paid in full before you can close your account.
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Is there a maximum purchase?There is NO maximum purchase value with Samsung.
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Is there a minimum purchase?Samsung has a minimum order purchase value of $200 to use Finance Now.
* 0% interest from 12/24/36 Months with equal monthly repayments. Minimum purchase $200. Late payment fees may apply. No Establishment or Monthly Service fees. Customers must apply and, be approved for a loan subject to Finance Now’s terms and conditions, fees and normal lending criteria apply. Full Disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalizing the loan. Trade In is not available with Finance Now. Samsung NZ reserves the right to amend, suspend, or withdraw the offer and these T&Cs at any time without prior notice.
** Afterpay late fees, eligibility criteria and terms & conditions apply. Purchase up to a maximum cart value of $3000 NZD. Visit www.afterpay.com/en-NZ/terms-of-service for full terms.
*** 12/24/36/48/60 Months Interest Free - Available on Long Term Finance (LTF) for online only. Min Spend $200/$800/$1,000 (for 36 or 48 months) /1,200 (60 months) respectively. Lending criteria, $50 annual Account Fee, fees, T&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Other interest rates and fees may apply, please visit www.qcard.co.nz for further details. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these T&Cs at any time without notice.
