*Some conditions apply. Products sold separately.
Choose your Galaxy Ring
Purchase an Eligible Galaxy Device and get $100 off Eligible Galaxy Ring
Terms and Conditions:
Some conditions apply. Offer valid from November 13, 2024 at 12:00 AM EST to December 5, 2024 at 11:59 PM EST (the “Offer Period”). Offer available at Samsung Experience Stores in Canada, Samsung Shop App, and online at www.samsung.com/ca.
Purchase an Eligible Galaxy Smartwatch, Galaxy Smartphone, Galaxy Tablet, or Galaxy Book Device (“Eligible Galaxy Device”, as listed in the first table below) during the Offer Period and get $100 off the MSRP on your purchase of an Eligible Galaxy Ring (as listed in the second table below).
Eligible Galaxy Devices:
SKU |
Detailed Description |
MSRP |
SM-R861NZKAXAC |
Galaxy Watch FE Smartwatch Black |
$279.99 |
SM-R861NIDAXAC |
Galaxy Watch FE Smartwatch Pink Gold |
$279.99 |
SM-R861NZSAXAC |
Galaxy Watch FE Smartwatch Silver |
$279.99 |
SM-R965FZKAXAC |
Galaxy Watch6 Classic LTE 47mm Black |
$659.99 |
SM-R965FZSAXAC |
Galaxy Watch6 Classic LTE 47mm Silver |
$659.99 |
SM-R955FZKAXAC |
Galaxy Watch6 Classic LTE 43mm Black |
$619.99 |
SM-R955FZSAXAC |
Galaxy Watch6 Classic LTE 43mm Silver |
$619.99 |
SM-R960NZKAXAC |
Galaxy Watch6 Classic BT 47mm Black |
$589.99 |
SM-R960NZSAXAC |
Galaxy Watch6 Classic BT 47mm Silver |
$589.99 |
SM-R950NZKAXAC |
Galaxy Watch6 Classic BT 43mm Black |
$549.99 |
SM-R950NZSAXAC |
Galaxy Watch6 Classic BT 43mm Silver |
$549.99 |
SM-L300NZGDXAC |
Galaxy Watch7 40mm BT Khaki - Bespoke |
$340.00 |
SM-L300NZEDXAC |
Galaxy Watch7 40mm BT Cream - Bespoke |
$340.00 |
SM-L310NZSDXAC |
Galaxy Watch7 44mm BT Silver - Bespoke |
$380.00 |
SM-L310NZGDXAC |
Galaxy Watch7 44mm BT Khaki - Bespoke |
$380.00 |
SM-L300NZGAXAC |
Galaxy Watch7 40mm BT Khaki |
$409.99 |
SM-L300NZEAXAC |
Galaxy Watch7 40mm BT Cream |
$409.99 |
SM-L310NZSAXAC |
Galaxy Watch7 44mm BT Cream |
$449.99 |
SM-L310NZGAXAC |
Galaxy Watch7 44mm BT Khaki |
$449.99 |
SM-L305FZGAXAC |
Galaxy Watch7 40mm LTE Khaki |
$479.99 |
SM-L305FZEAXAC |
Galaxy Watch7 40mm LTE Cream |
$479.99 |
SM-L315FZSAXAC |
Galaxy Watch7 44mm LTE Silver |
$519.99 |
SM-L315FZGAXAC |
Galaxy Watch7 44mm LTE Khaki |
$519.99 |
SM-L705FZWAXAC |
Galaxy Watch Ultra 47mm LTE White |
$879.99 |
SM-L705FZTAXAC |
Galaxy Watch Ultra 47mm LTE Titan |
$879.99 |
SM-L705FDAAXAC |
Galaxy Watch Ultra 47mm LTE Gray |
$879.99 |
SM-S921WZKAXAC |
Galaxy S24 128GB Black |
$1,099.99 |
SM-S921WZAAXAC |
Galaxy S24 128GB Gray |
$1,099.99 |
SM-S921WZVAXAC |
Galaxy S24 128GB Violet |
$1,099.99 |
SM-S921WZYAXAC |
Galaxy S24 128GB Yellow |
$1,099.99 |
SM-S921WLGAXAC |
Galaxy S24 128GB Light Green Exclusive |
$1,099.99 |
SM-S921WLBAXAC |
Galaxy S24 128GB Light Blue Exclusive |
$1,099.99 |
SM-S921WZOAXAC |
Galaxy S24 128GB Orange Exclusive |
$1,099.99 |
SM-S921WZKEXAC |
Galaxy S24 256GB Black |
$1,179.99 |
SM-S921WZAEXAC |
Galaxy S24 256GB Gray |
$1,179.99 |
SM-S921WZVEXAC |
Galaxy S24 256GB Violet |
$1,179.99 |
SM-S921WZYEXAC |
Galaxy S24 256GB Yellow |
$1,179.99 |
SM-S921WLGEXAC |
Galaxy S24 256GB Light Green Exclusive |
$1,179.99 |
SM-S921WLBEXAC |
Galaxy S24 256GB Light Blue Exclusive |
$1,179.99 |
SM-S921WZOEXAC |
Galaxy S24 256GB Orange Exclusive |
$1,179.99 |
SM-S926WZKAXAC |
Galaxy S24+ 256GB Black |
$1,399.99 |
SM-S926WZAAXAC |
Galaxy S24+ 256GB Gray |
$1,399.99 |
SM-S926WZVAXAC |
Galaxy S24+ 256GB Violet |
$1,399.99 |
SM-S926WZYAXAC |
Galaxy S24+ 256GB Yellow |
$1,399.99 |
SM-S926WLGAXAC |
Galaxy S24+ 256GB Light Green Exclusive |
$1,399.99 |
SM-S926WLBAXAC |
Galaxy S24+ 256GB Light Blue Exclusive |
$1,399.99 |
SM-S926WZOAXAC |
Galaxy S24+ 256GB Orange Exclusive |
$1,399.99 |
SM-S926WZKEXAC |
Galaxy S24+ 512GB Black |
$1,559.99 |
SM-S926WZAEXAC |
Galaxy S24+ 512GB Gray |
$1,559.99 |
SM-S926WZVEXAC |
Galaxy S24+ 512GB Violet |
$1,559.99 |
SM-S926WZYEXAC |
Galaxy S24+ 512GB Yellow |
$1,559.99 |
SM-S926WLGEXAC |
Galaxy S24+ 512GB Light Green Exclusive |
$1,559.99 |
SM-S926WLBEXAC |
Galaxy S24+ 512GB Light Blue Exclusive |
$1,559.99 |
SM-S926WZOEXAC |
Galaxy S24+ 512GB Orange Exclusive |
$1,559.99 |
SM-S928WZKEXAC |
Galaxy S24 Ultra 256GB Black |
$1,799.99 |
SM-S928WZTEXAC |
Galaxy S24 Ultra 256GB Gray |
$1,799.99 |
SM-S928WZVEXAC |
Galaxy S24 Ultra 256GB Violet |
$1,799.99 |
SM-S928WZYEXAC |
Galaxy S24 Ultra 256GB Yellow |
$1,799.99 |
SM-S928WLGEXAC |
Galaxy S24 Ultra 256GB Light Green Exclusive |
$1,799.99 |
SM-S928WLBEXAC |
Galaxy S24 Ultra 256GB Light Blue Exclusive |
$1,799.99 |
SM-S928WZOEXAC |
Galaxy S24 Ultra 256GB Orange Exclusive |
$1,799.99 |
SM-S928WZKFXAC |
Galaxy S24 Ultra 512GB Black |
$1,959.99 |
SM-S928WZTFXAC |
Galaxy S24 Ultra 512GB Gray |
$1,959.99 |
SM-S928WZVFXAC |
Galaxy S24 Ultra 512GB Violet |
$1,959.99 |
SM-S928WZYFXAC |
Galaxy S24 Ultra 512GB Yellow |
$1,959.99 |
SM-S928WLGFXAC |
Galaxy S24 Ultra 512GB Light Green Exclusive |
$1,959.99 |
SM-S928WLBFXAC |
Galaxy S24 Ultra 512GB Light Blue Exclusive |
$1,959.99 |
SM-S928WZOFXAC |
Galaxy S24 Ultra 512GB Orange Exclusive |
$1,959.99 |
SM-S928WZKNXAC |
Galaxy S24 Ultra 1TB Black |
$2,279.99 |
SM-S928WZTNXAC |
Galaxy S24 Ultra 1TB Gray |
$2,279.99 |
SM-S928WZVNXAC |
Galaxy S24 Ultra 1TB Violet |
$2,279.99 |
SM-S928WZYNXAC |
Galaxy S24 Ultra 1TB Yellow |
$2,279.99 |
SM-S928WLGNXAC |
Galaxy S24 Ultra 1TB Light Green Exclusive |
$2,279.99 |
SM-S928WLBNXAC |
Galaxy S24 Ultra 1TB Light Blue Exclusive |
$2,279.99 |
SM-S928WZONXAC |
Galaxy S24 Ultra 1TB Orange Exclusive |
$2,279.99 |
SM-F741WZYAXAC |
Galaxy Z Flip6 Yellow 256GB Smartphone |
$1,462.99 |
SM-F741WZWAXAC |
Galaxy Z Flip6 White 256GB Smartphone Exclusive |
$1,462.99 |
SM-F741WZSAXAC |
Galaxy Z Flip6 Silver/Gray 256GB Smartphone |
$1,462.99 |
SM-F741WZOAXAC |
Galaxy Z Flip6 Orange/Peach 256GB Smartphone Exclusive |
$1,462.99 |
SM-F741WLGAXAC |
Galaxy Z Flip6 Light Green/Mint 256GB Smartphone |
$1,462.99 |
SM-F741WLBAXAC |
Galaxy Z Flip6 Light Blue 256GB Smartphone |
$1,462.99 |
SM-F741WAKAXAC |
Galaxy Z Flip6 Black 256GB Smartphone Exclusive |
$1,462.99 |
SM-F741WZYEXAC |
Galaxy Z Flip6 Yellow 512GB Smartphone |
$1,622.99 |
SM-F741WZWEXAC |
Galaxy Z Flip6 White 512GB Smartphone Exclusive |
$1,622.99 |
SM-F741WZSEXAC |
Galaxy Z Flip6 Silver/Gray 512GB Smartphone |
$1,622.99 |
SM-F741WZOEXAC |
Galaxy Z Flip6 Orange/Peach 512GB Smartphone Exclusive |
$1,622.99 |
SM-F741WLGEXAC |
Galaxy Z Flip6 Light Green/Mint 512GB Smartphone |
$1,622.99 |
SM-F741WLBEXAC |
Galaxy Z Flip6 Light Blue 512GB Smartphone |
$1,622.99 |
SM-F741WAKEXAC |
Galaxy Z Flip6 Black 512GB Smartphone Exclusive |
$1,622.99 |
SM-F956WZWAXAC |
Galaxy Z Fold6 White 256GB Smartphone Exclusive |
$2,564.99 |
SM-F956WZSAXAC |
Galaxy Z Fold6 Silver/Gray 256GB Smartphone |
$2,564.99 |
SM-F956WLIAXAC |
Galaxy Z Fold6 Light Pink 256GB Smartphone |
$2,564.99 |
SM-F956WDBAXAC |
Galaxy Z Fold6 Dark Blue 256GB Smartphone |
$2,564.99 |
SM-F956WAKAXAC |
Galaxy Z Fold6 Black 256GB Smartphone Exclusive |
$2,564.99 |
SM-F956WZWEXAC |
Galaxy Z Fold6 White 512GB Smartphone Exclusive |
$2,724.99 |
SM-F956WZSEXAC |
Galaxy Z Fold6 Silver/Gray 512GB Smartphone |
$2,724.99 |
SM-F956WLIEXAC |
Galaxy Z Fold6 Light Pink 512GB Smartphone |
$2,724.99 |
SM-F956WDBEXAC |
Galaxy Z Fold6 Dark Blue 512GB Smartphone |
$2,724.99 |
SM-F956WAKEXAC |
Galaxy Z Fold6 Black 512GB Smartphone Exclusive |
$2,724.99 |
SM-F956WZWFXAC |
Galaxy Z Fold6 White 1TB Smartphone Exclusive |
$3,044.99 |
SM-F956WZSFXAC |
Galaxy Z Fold6 Silver/Gray 1TB Smartphone |
$3,044.99 |
SM-F956WLIFXAC |
Galaxy Z Fold6 Light Pink 1TB Smartphone |
$3,044.99 |
SM-F956WDBFXAC |
Galaxy Z Fold6 Dark Blue 1TB Smartphone |
$3,044.99 |
SM-F956WAKFXAC |
Galaxy Z Fold6 Black 1TB Smartphone Exclusive |
$3,044.99 |
SM-S721WZKAXAC |
Galaxy S24FE Graphite 128GB Smartphone |
$919.99 |
SM-S721WZAAXAC |
Galaxy S24FE Gray 128GB Smartphone |
$919.99 |
SM-S721WLBAXAC |
Galaxy S24FE Blue 128GB Smartphone |
$919.99 |
SM-S721WLGAXAC |
Galaxy S24FE Mint 128GB Smartphone |
$919.99 |
SM-S721WZKEXAC |
Galaxy S24FE Graphite 256GB Smartphone |
$999.99 |
SM-S721WZAEXAC |
Galaxy S24FE Gray 256GB Smartphone |
$999.99 |
SM-S721WLBEXAC |
Galaxy S24FE Blue 256GB Smartphone |
$999.99 |
SM-S721WLGEXAC |
Galaxy S24FE Mint 256GB Smartphone |
$999.99 |
SM-X710NZEAXAC |
Galaxy Tab S9 8/128GB Beige |
$1,099.99 |
SM-X710NZAAXAC |
Galaxy Tab S9 8/128GB Graphite |
$1,099.99 |
SM-X710NZEEXAC |
Galaxy Tab S9 12/256GB Beige |
$1,249.99 |
SM-X710NZAEXAC |
Galaxy Tab S9 12/256GB Graphite |
$1,249.99 |
SM-X810NZEAXAC |
Galaxy Tab S9+ 12/256GB Beige |
$1,349.99 |
SM-X810NZAAXAC |
Galaxy Tab S9+ 12/256GBGB Graphite |
$1,349.99 |
SM-X810NZEEXAC |
Galaxy Tab S9+ 12/512GB Beige |
$1,499.99 |
SM-X810NZAEXAC |
Galaxy Tab S9+ 12/512GB Graphite |
$1,499.99 |
SM-X910NZEAXAC |
Galaxy Tab S9 Ultra 12/256GB Beige |
$1,599.99 |
SM-X910NZAAXAC |
Galaxy Tab S9 Ultra 12/256GB Graphite |
$1,599.99 |
SM-X910NZEEXAC |
Galaxy Tab S9 Ultra 12/512GB Beige |
$1,749.99 |
SM-X910NZAEXAC |
Galaxy Tab S9 Ultra 12/512GB Graphite |
$1,749.99 |
SM-X910NZEIXAC |
Galaxy Tab S9 Ultra 16/1TB Beige |
$2,149.99 |
SM-X910NZAIXAC |
Galaxy Tab S9 Ultra 16/1TB Graphite |
$2,149.99 |
SM-X518UZAAXAC |
Galaxy Tab S9 FE (5G) 128GB Gray |
$749.99 |
SM-X510NLGAXAC |
Galaxy Tab S9 FE 128GB Light Green |
$599.99 |
SM-X510NLGEXAC |
Galaxy Tab S9 FE 256GB Light Green |
$699.99 |
SM-X510NLIAXAC |
Galaxy Tab S9 FE 128GB Light Pink |
$599.99 |
SM-X510NLIEXAC |
Galaxy Tab S9 FE 256GB Light Pink |
$699.99 |
SM-X510NZAAXAC |
Galaxy Tab S9 FE 128GB Gray |
$599.99 |
SM-X510NZAEXAC |
Galaxy Tab S9 FE 256GB Gray |
$699.99 |
SM-X510NZSAXAC |
Galaxy Tab S9 FE 128GB Silver |
$599.99 |
SM-X510NZSEXAC |
Galaxy Tab S9 FE 256GB Silver |
$699.99 |
SM-X610NLGAXAC |
Galaxy Tab S9 FE+ 128GB Light Green |
$799.99 |
SM-X610NLGEXAC |
Galaxy Tab S9 FE+ 256GB Light Green |
$949.99 |
SM-X610NLIAXAC |
Galaxy Tab S9 FE+ 128GB Light Pink |
$799.99 |
SM-X610NLIEXAC |
Galaxy Tab S9 FE+ 256GB Light Pink |
$949.99 |
SM-X610NZAAXAC |
Galaxy Tab S9 FE+ 128GB Gray |
$799.99 |
SM-X610NZAEXAC |
Galaxy Tab S9 FE+ 256GB Gray |
$949.99 |
SM-X610NZSAXAC |
Galaxy Tab S9 FE+ 128GB Silver |
$799.99 |
SM-X610NZSEXAC |
Galaxy Tab S9 FE+ 256GB Silver |
$949.99 |
SM-X820NZSAXAC |
Galaxy Tab S10+ 256GB Silver |
$1,349.99 |
SM-X820NZAAXAC |
Galaxy Tab S10+ 256GB Gray |
$1,349.99 |
SM-X820NZSEXAC |
Galaxy Tab S10+ 512GB Silver |
$1,499.99 |
SM-X820NZAEXAC |
Galaxy Tab S10+ 512GB Gray |
$1,499.99 |
SM-X920NZAAXAC |
Galaxy Tab S10 Ultra 256GB Gray |
$1,599.99 |
SM-X920NZSAXAC |
Galaxy Tab S10 Ultra 256GB Silver |
$1,599.99 |
SM-X920NZAEXAC |
Galaxy Tab S10 Ultra 512GB Gray |
$1,749.99 |
SM-X920NZSEXAC |
Galaxy Tab S10 Ultra 512GB Silver |
$1,749.99 |
SM-X920NZAIXAC |
Galaxy Tab S10 Ultra 1TB Grey |
$2,149.99 |
SM-X920NZSIXAC |
Galaxy Tab S10 Ultra 1TB Silver |
$2,149.99 |
NP750XGK-KG2CA |
Galaxy Book4 i5 | 8GB | 256GB Device |
$999.99 |
NP750XGK-KG1CA |
Galaxy Book4 i7 | 16GB | 512GB Device |
$1,099.99 |
NP750XGK-KG3CA |
Galaxy Book4 i7 | 16GB | 1TB Device |
$1,299.99 |
NP750QGK-KG2CA |
Galaxy Book4 360 i5 | 16GB | 256GB Device |
$1,599.99 |
NP750QGK-KG1CA |
Galaxy Book4 360 i7 | 16GB | 512GB Device |
$1,899.99 |
NP940XGK-KG1CA |
Galaxy Book4 Pro U7H | 16GB | 512GB Device |
$1,999.99 |
NP960XGK-KG1CA |
Galaxy Book4 Pro U7H | 16GB | 1TB Device |
$2,399.99 |
NP964QGK-KS1CA |
Galaxy Book4 Pro i7 | 16G | 1T | W11P |
$2,599.99 |
NP944XGK-KS1CA |
Galaxy Book4 Pro i7 | 16G | 512G | W11P (Touch) |
$2,349.99 |
NP960QGK-KG2CA |
Galaxy Book4 Pro 360 U7H | 16GB | 512GB Device |
$2,199.99 |
NP960QGK-KG1CA |
Galaxy Book4 Pro 360 U7H | 16GB | 1TB Device |
$2,499.99 |
NP960XGL-XG3CA |
Galaxy Book4 Ultra U7H | 16GB | 512GB Device |
$2,999.99 |
NP960XGL-XG2CA |
Galaxy Book4 Ultra U7H | 16GB | 1TB Device |
$3,269.99 |
NP960XGL-XG1CA |
Galaxy Book4 Ultra U9H | 32GB | 1TB Device |
$3,999.99 |
NP940XMA-KB1CA |
Galaxy Book Edge 14" 12CX/16GB/512GB |
$1,849.99 |
NP750XQA-KB1CA |
Galaxy Book Edge 15" Device |
$1,299.99 |
NP960XMA-KB1CA |
Galaxy Book Edge 16" 12CX/16GB/512GB |
$1,999.99 |
NP960XMB-KB1CA |
Galaxy Book Edge 16" Pro 12CX/16GB/1TB |
$2,449.99 |
NP960QHA-KG3CA |
Galaxy Book5 Pro 360 1TB |
$2,499.99 |
NP960QHA-KG2CA |
Galaxy Book5 Pro 360 512GB |
$2,199.99 |
Eligible Galaxy Rings:
SKU |
Detailed Description |
MSRP |
Promo Price |
Promo Savings |
SM-Q505NZKAXAC |
Galaxy Ring Black - Size 5 |
$549.99 |
$449.99 |
$100.00 |
SM-Q505NZDAXAC |
Galaxy Ring Gold - Size 5 |
$549.99 |
$449.99 |
$100.00 |
SM-Q505NZSAXAC |
Galaxy Ring Silver - Size 5 |
$549.99 |
$449.99 |
$100.00 |
SM-Q506NZKAXAC |
Galaxy Ring Black - Size 6 |
$549.99 |
$449.99 |
$100.00 |
SM-Q506NZDAXAC |
Galaxy Ring Gold - Size 6 |
$549.99 |
$449.99 |
$100.00 |
SM-Q506NZSAXAC |
Galaxy Ring Silver - Size 6 |
$549.99 |
$449.99 |
$100.00 |
SM-Q507NZKAXAC |
Galaxy Ring Black - Size 7 |
$549.99 |
$449.99 |
$100.00 |
SM-Q507NZDAXAC |
Galaxy Ring Gold - Size 7 |
$549.99 |
$449.99 |
$100.00 |
SM-Q507NZSAXAC |
Galaxy Ring Silver - Size 7 |
$549.99 |
$449.99 |
$100.00 |
SM-Q508NZKAXAC |
Galaxy Ring Black - Size 8 |
$549.99 |
$449.99 |
$100.00 |
SM-Q508NZDAXAC |
Galaxy Ring Gold - Size 8 |
$549.99 |
$449.99 |
$100.00 |
SM-Q508NZSAXAC |
Galaxy Ring Silver - Size 8 |
$549.99 |
$449.99 |
$100.00 |
SM-Q509NZKAXAC |
Galaxy Ring Black - Size 9 |
$549.99 |
$449.99 |
$100.00 |
SM-Q509NZDAXAC |
Galaxy Ring Gold - Size 9 |
$549.99 |
$449.99 |
$100.00 |
SM-Q509NZSAXAC |
Galaxy Ring Silver - Size 9 |
$549.99 |
$449.99 |
$100.00 |
SM-Q500NZKAXAC |
Galaxy Ring Black - Size 10 |
$549.99 |
$449.99 |
$100.00 |
SM-Q500NZDAXAC |
Galaxy Ring Gold - Size 10 |
$549.99 |
$449.99 |
$100.00 |
SM-Q500NZSAXAC |
Galaxy Ring Silver - Size 10 |
$549.99 |
$449.99 |
$100.00 |
SM-Q501NZKAXAC |
Galaxy Ring Black - Size 11 |
$549.99 |
$449.99 |
$100.00 |
SM-Q501NZDAXAC |
Galaxy Ring Gold - Size 11 |
$549.99 |
$449.99 |
$100.00 |
SM-Q501NZSAXAC |
Galaxy Ring Silver - Size 11 |
$549.99 |
$449.99 |
$100.00 |
SM-Q502NZKAXAC |
Galaxy Ring Black - Size 12 |
$549.99 |
$449.99 |
$100.00 |
SM-Q502NZDAXAC |
Galaxy Ring Gold - Size 12 |
$549.99 |
$449.99 |
$100.00 |
SM-Q502NZSAXAC |
Galaxy Ring Silver - Size 12 |
$549.99 |
$449.99 |
$100.00 |
SM-Q503NZKAXAC |
Galaxy Ring Black - Size 13 |
$549.99 |
$449.99 |
$100.00 |
SM-Q503NZDAXAC |
Galaxy Ring Gold - Size 13 |
$549.99 |
$449.99 |
$100.00 |
SM-Q503NZSAXAC |
Galaxy Ring Silver - Size 13 |
$549.99 |
$449.99 |
$100.00 |
While quantities last. No rain checks. Availability and selection may vary. Cannot be combined with any other offers or promotions except where expressly permitted. Open to Canadian Residents only. The Eligible Galaxy Device and the Eligible Galaxy Ring must be purchased on the same invoice to qualify for the promotion. Where you return only one of the bundled products, you will no longer be entitled to the bundle discount. If your Eligible Galaxy Device & Eligible Galaxy Ring is eligible for return in accordance with our terms and conditions of sale and returned, you will no longer be eligible for the discount amount applied to your transaction. If you wish to keep the Eligible Galaxy Ring purchased under this offer, but not the Eligible Galaxy Device, the difference between the current retail value and the promotional price you paid for the Eligible Galaxy Ring will be deducted from your total refund.
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